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Why You Should Consult With an Auto Accident Lawyer Under Florida's no-fault auto insurance law, your car insurance policy will cover the cost of injuries and property damage, in the event that the driver who caused the damage is uninsured. It is crucial to speak with an attorney for car accidents prior to making a recorded or a written statement to an insurer. Written and oral statements could be used against you if your case goes to trial. An experienced attorney for car accidents knows how to prepare and testify in a trial for maximum value. Damages There are two types of damages victims can receive following an accident. These are the economic and non-economic. Economic damages are easily quantifiable losses. They include medical bills, lost wages and repairs to vehicles. Non-economic damages, on other hand, are much more difficult to quantify. They can be characterized by pain and suffering, emotional distress and loss of enjoyment living. An experienced car accident lawyer will assist victims to claim their maximum amount of compensation. They can also try to obtain a fair settlement from the insurance company of the driver at fault. If the insurance company doesn't agree to the settlement, they can take the case to court. A competent lawyer in car accidents needs to ensure that victims receive compensation for all possible losses and expenses. They can accomplish this by collecting as much evidence as they can at the scene of the accident. They can, for example, take pictures of the scene of the accident, and collect data from witnesses. This will prevent the insurance company from trying to downgrade or deny your claim. Furthermore, a car crash lawyer can assist victims in calculating the total cost of their injuries. This includes future and past medical treatments, as well as any expenses related to the home or hiring a person to do chores or cook if the injury has made it impossible for the person injured to perform these tasks. Medical bills When you're involved in a car accident, medical bills can pile up quickly. Even if you're insured for no fault or an award from an injury lawsuit it's not going to disappear. auto accident lawyer boulder have to pay them now, not later. Luckily, there are two ways to pay for medical expenses through your car insurance and health insurance. In New York, the former is known as Med Pay and covers the first medical expenses in the event of an auto crash, regardless of who was responsible. This is typically a state-funded program (Medicare) or via a private insurer's plan. It is recommended to visit the doctor following an accident, especially when you're experiencing a lack of energy or think that your injuries aren't severe. A quick examination can ensure that all of your injuries are identified and treated, including any internal injuries. Additionally your visit will result in a medical report that can be essential in an action. After these two options have been exhausted, you can turn to the at-fault driver's liability insurance if it is sufficient to compensate for your losses. You will still have to pay your own copays and deductibles. Once you have reached an agreement with the party at fault, you will be reimbursed for all accident-related costs. This is why it's vital to keep track of all your bills as well as any expenses you pay out of your pocket. Loss of wages In addition to medical expenses and property damage, a severe car accident can also result in the loss of wages. If you are unable to work due to injuries sustained in an accident, it can be a stressful task to keep up with your daily financial obligations. You may need to borrow money from family members or rely on savings until the case is settled. A New York car accident lawyer will examine your case to determine whether you have an appropriate claim. In the event of a car accident, a judge may make a decision to award compensatory damages to reimburse you the money you would have earned in the event that you weren't injured. Payroll, benefits and overtime fall under the umbrella term of “economic damages.” The aim of this type of compensation is to restore you to your financial position prior to the accident. If you're working but aren't due to injuries Judges determine the amount you've lost reviewing a letter from the plaintiff's employer, which confirms their salary or hourly pay and the time they've been away from work. Other relevant documentation can include bank statements, profit and loss reports as well as tax returns. A lawyer who handles auto accidents can also seek the compensation you could receive for future earnings lost. This is a thorny aspect of your injuries, and could be difficult to prove. A professional witness is required. Suffering and pain You could be left with unpaid medical expenses, damage to your property, or even lost income in the event of a severe car accident. You could also be suffering from psychological and emotional trauma. The pain and suffering you experience can be very real and deserve to be paid. A lawyer can help get the money you are due. A lawyer can help you to deal with insurance companies. Since insurance adjusters have their own financial interests at heart they will often attempt to reduce or deny your claim. A car accident lawyer will protect you from these tactics and negotiate for a fair settlement of your injuries and losses. Keep track of all the expenses and damage to property that you have incurred as a result of the accident. Included in this are the cost of medical bills, estimates for repairs and receipts for damaged items. Take photos of your injuries as well as the accident scene. Avoid discussing the accident with anyone else, except police officers and medical professionals. A lawyer can help identify the person responsible for the accident. New York is a “comparative fault” state, meaning that the amount of the damages you incur will be diminished by your percentage of responsibility. In some instances the party responsible could be a city, corporation or state agency or an organization that provides public transportation or sanitation company.